Tuesday, April 26, 2011

PDIC notice to Banco Filipino depositors (Plain English / Plain Language revisions)

Notes: (1) Please read my post “Plain English, Plain Language or Plain Writing for government offices and private companies in the Philippines. (2) I conduct seminars for government offices or private companies that want to train their staff in Plain English. Please email me at gtgalacio@yahoo.com or text 0927-798-3138 for details. (3) For interactive grammar exercises, please visit my “Better English for everyone” website; I also have interactive quizzes on Plain English / Plain Language. (4) If the tables do not look right, try using Mozilla Firefox or Google Chrome. (5) These revisions are my own and are used only to illustrate Plain English principles. If there are conflicts between my revisions and the official DSWD guidelines on travel clearance for minors, you must follow the official guidelines.

Notice to Depositors of Banco Filipino and Schedule of Depositors Forum (original version)

  1. Depositors with accounts of P5,000 and below, who have no outstanding loans and whose addresses are updated in the Bank’s records, need not file deposit insurance claims.

    PDIC will send payment in the form of postal money order (PMO) directly to depositors with valid accounts of P5,000 and below through registered mail. PMOs may be encashed in more than 1,400 postal offices and more than 300 Land Bank branches nationwide.
  2. Depositors with accounts above P5,000; and depositors with P5,000 and below, who have outstanding loans and whose addresses are not updated in the Bank’s records are required to file deposit insurance claims. Claim Forms will be distributed during Depositors Forums to be conducted nationwide.
  3. Only depositors with accounts above P5,000; and depositors with P5,000 and below, who have outstanding loans and whose addresses are not updated in the Bank’s records need to attend the Depositors Forum. Those with P5,000 and below, who have no outstanding loans and whose addresses are updated in the Bank’s records, need not attend the Depositors Forum.
Plain Language revisions using an If/Then table

If your account is …then ...
above P5,000
1. you need to attend the Depositors Forum; and
2. you must file a deposit insurance claim.

Note: Claim Forms will be distributed during the Depositors Forums to be conducted nationwide; see the schedule below.


If your account is ...andthen ...


P5,000 and below















  1. you have no outstanding loan; and
  2. your address is updated in the Bank’s records



  • you do not need to attend the Depositors Forum;
  • you do not need to file a deposit insurance claim; and
  • we will send to you by registered mail the payment in postal money order (PMO);
  • you can encash the PMO in more than 1,400 postal offices and more than 300 Land Bank branches nationwide.

Text only Plain English revisions (using headings, active voice, pronouns “I” in the question heading and “you” to directly address the user, and vertical lists for clarity)

Who does not need to file a deposit insurance claim?

You do not need to file a claim if your account is P5,000 and below, and:
  1. you have no outstanding loans, and
  2. your address is updated in the Bank’s records.
We will send you by registered mail the payment in postal money order (PMO). You can encash the PMO in more than 1,400 postal offices and more than 300 Land Bank branches nationwide.

Who needs to file a deposit insurance claim and to attend the Depositors Forum?

You need to file a claim and attend the forum if:
  • your account is above P5,000; or
  • your account is P5,000 and below, you have an outstanding loan, and your address is not updated in the Bank’s records.
Where can I get a Claim Form?

You may get the form:
  • during the Depositors Forum;
  • from the branch where you maintained your account; or
  • from the PDIC website, www.pdic.gov.ph.


Related posts (Before and After revisions of selected government communications):

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